PRIVATE CREDIT

What is Private Credit in Australia?

Private credit is lending provided by non bank institutions, fund managers and direct lenders rather than traditional banks. In Australia, private credit has grown substantially as banks have retreated from property development, special situations and mid market corporate lending.
  • Direct lending: loans made by private credit firms to borrowers
  • Mezzanine debt: subordinated lending between senior debt and equity
  • Special situations lending for distressed or urgent transactions
  • Asset backed lending secured against property or receivables
Private credit borrowers include property developers, mid market businesses, private equity sponsors and businesses in restructuring.
Private credit is typically more expensive than bank debt. The premium reflects speed, certainty and access to structures that banks cannot offer. This information is general only and does not constitute financial advice.
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What You'll Gain

Speed

Private credit lenders like Arcus make decisions in days, not the weeks or months required by bank approval processes.

Flexibility

Loan structures are designed for the transaction. No rigid product menus or standardised terms.

Access

Private credit serves borrowers and transactions that banks have exited. It fills a gap, not a luxury.

Certainty

When Arcus commits, it deploys its own capital. There is no risk of approval being overturned by an external committee.

Arcus Capital: Fast Funding, Clear Outcomes

As a high-net-worth individual, I needed a wealth management firm that truly understands my goals. Arcus Capital exceeded my expectations with their tailored investment strategies and tax optimization solutions. Their attention to detail is remarkable.
Emily Carter, Entrepreneur and Private Investor
Working with Arcus Capital for litigation funding was seamless. They quickly assessed our case and provided the financial support we needed to pursue justice for our client. Their team’s professionalism and commitment were evident throughout the process.
David Chen, Litigation Attorney
The personalized approach at Arcus Capital is truly exceptional. Their Family Office services have given our family peace of mind, knowing our wealth is being managed with care and precision. They treat us like partners, not just clients.
Maria Bennett, Founder, Bennett Family Trust
Arcus Capital has been a game-changer for our business. Their Debt & Deal Advisory team provided invaluable guidance during a complex acquisition, ensuring we made the right decisions every step of the way. Their expertise and professionalism are unmatched.
John Reynolds, CEO, Reynolds Manufacturing

Talk to Arcus Today

Whether you need fast funding for an urgent transaction or want to explore your financing options, our team is ready to provide a confidential assessment of your requirements.
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